Car insurance

How much is yours and what does it cover?

 

No insurance, no car.

 

210 a month, full coverage and comprehensive, $2 million liability

 

You pay monthly? ICBC makes me pay anually

 

ICBC charged me monthly when I was there as well

 

That's weird, maybe they don't trust me

 

Maybe, I’m sure there are policies more based on age than anything else, you’re still young

 

Well that's rude of them

 

Very. I have a very strong dislike of ICBC, they’re mostly idiots

 

$4,500 a year because I live in Vancouver.
I use my car for business purposes, so that brings it up a bit. But I save a whooooole $8/year because I have an anti-theft device.

 

I saved like $14 a year when I got a car that has 4 doors instead of 2 I didn't even know that was a thing

 

My boyfriend lets me drive his car but I don't know if I'm covered by his insurance or not.

 

$35 a month (usd) for the basic minimum insurance the law requires.

 

$105 a month - The usual, no collision

 

That's insanely cheap, I'm so jealous

 

I know, thanks Geico.

 

My parents pay about €50 a month for full-risk insurance, but that’s with 80% no-claim discount. Does that exist in Canada too, a discount that increases if you don’t claim anything for several years!

 

Yeah, good break for no claims - or at-fault claims. They’re not allowed to raise rates if there’s a no fault claim like a hit and run or weather related claim (hail, flooding, etc) if they cover it

 

In BC I paid $4000 / year, now I pay $600