$4,500 a year because I live in Vancouver. I use my car for business purposes, so that brings it up a bit. But I save a whooooole $8/year because I have an anti-theft device.
I saved like $14 a year when I got a car that has 4 doors instead of 2 I didn't even know that was a thing
My parents pay about €50 a month for full-risk insurance, but that’s with 80% no-claim discount. Does that exist in Canada too, a discount that increases if you don’t claim anything for several years!
Yeah, good break for no claims - or at-fault claims. They’re not allowed to raise rates if there’s a no fault claim like a hit and run or weather related claim (hail, flooding, etc) if they cover it