All this talk about having children, saving for retirement and quitting your job... you've got like 20 years left until your mid-life crisis!
I don't mind working as a teacher or at a fast-food restaurant or a store at, like, 90 years old, lol.
Just be a security guard, so you can just sit there and read the newspaper all day, lol. Or better yet, if you get a graveyard shift, just go to a 24 hour open restaurant like Dennys or Norms and drink coffee the whole time while reading or playing with your phone, lol. That's what this friend of mine does and he is in his 60's, lol.
Started at 20. Used most to buy my house to get out of a bad rental situation and here owning a home is cheaper than renting after the initial down payment so, I'll just have to play catch up.
Started saving at 18. Had to withdraw it all two years ago, but it's building up at a pretty good speed once again.
Since I'm dumping money on my mortgages, no. But in 15ish years I'll have two houses paid for, one rented out, and then I'll still have 20 years to save for retirement.
I was saving but then I went to grad school to get a degree that won’t help me get a job and owe the Canadian government all my savings and earnings for the foreseeable future
Can't you defer the loan? I deferred my loan it was an option that the government gives you, if you can't pay it you dont have too, it has to be renewed every 6 months though. Pretty sweet deal if you ask me.
