What's your credit score?

Discussion in 'Adults Only' started by skrinkle, Apr 7, 2019.

  1. skrinkle

    skrinkle Cat Mom

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    Have you ever checked your credit score? What's a good credit score vs bad credit score? Also how do I build my credit score if it's bad and how long does it take to build?

    I dunno anything
     
  2. Squire72

    Squire72 Moberator

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    701, which is okay but not great

    Get a credit card with a small limit, only use it to pay for stuff you have the money for, pay most of it off every month.
     
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  3. mcpon14

    mcpon14 Bleeds Nexopia

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    Mine is 850, which is meh, I guess.
     
  4. Karlijn

    Karlijn Guest

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    I don’t even have a credit card. They are not that commonly used here
     
  5. Mak1442

    Mak1442 Regular

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    I use paypal. I don't need a credit card that much.
     
  6. 867k

    867k Guest

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    900 is the top. And below 500 is terrible


    [​IMG]
     
  7. 867k

    867k Guest

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    Get into debt and pay it off. Repeat.
     
  8. Karlijn

    Karlijn Guest

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    I find it bizarre that you have to get into debt to be classified as reliable
     
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  9. mcpon14

    mcpon14 Bleeds Nexopia

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    I only have a credit card in case of emergencies. I don't use it to buy things and pay later.
     
  10. skrinkle

    skrinkle Cat Mom

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    Is there a way to check my credit score for free? Equifax is asking me for money
     
  11. Squire72

    Squire72 Moberator

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    I know Scotiabank gives you your score free in their banking app
     
  12. ..lollipop..

    ..lollipop.. Newbie

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    As of today, 749.
     
  13. AngryMallSanta

    AngryMallSanta Member

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  14. sh4n3y

    sh4n3y Nexopian Elder

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  15. blackboxx;

    blackboxx; Newbie

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  16. skrinkle

    skrinkle Cat Mom

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    I bet mine is something like this because when my cat got sick I put 3k on a credit card and then didn’t pay it off for a year lol
     
  17. 867k

    867k Guest

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    As long as you made the minimum payment each month, you should be alright
     
  18. SAKARINBO

    SAKARINBO Fartist

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    826. CIBC banking app does it for free.
    You just need to always make payments on time, even if it is a minimum payment.
    I put every charge I can on my credit card and pay it off in full every month. Let the bank increase your limit if they offer.
     

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